Alan Justin Jr. is an Independent Employee Benefits and Certified Medicare Consultant for The Financial Guys. The main office is located in Williamsville, NY.
Alan started his insurance career in 1978 as an Independent Rep for the L & M Agency. The main focus was marketing individual Disability and Life Insurance programs to state & local government employees. This was his first foray into the Voluntary Employee benefits forum. In 1980, Alan joined The Hartford, as a Life and Benefits rep working with regional Property Casualty Insurance Agencies. Working with the Hartford, Alan had the opportunity to see many facets of the insurance industry: from individual insurance programs to employee benefits and pensions. During this time, Alan earned the coveted Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations.
This was followed by a short time with Union Mutual (now UNUM), so that he could learn all aspects of Disability Insurance, from Individual to group disability coverage.
Alan then co-founded a partnership with his father; working with the premier Property Casualty Agencies of WNY. They provided an array of Insurance services ranging from Individual Life Insurance to Estate Planning to Employee Benefits & Pension planning. The two partners represented numerous insurance companies; so that they could provide the best coverage, programs, and services. This venture grew into a multi faceted agency, which Alan managed for over 15 years.
Most recently, Alan’s career took him back to Employee Benefits; as a District Manager with Colonial Voluntary Benefits; specializing in Voluntary benefits for employees. For the last 13 years, Alan has focused on improving the insurance plans for employees across many areas of business. The changing environment of employee benefits has created a dynamic shift in how benefits are presented and utilized by businesses. During this time, Alan has worked with many Health Insurance brokers, helping to create enhanced benefit packages.
During this same time period, Alan founded My Wellness Resource Inc., a discount medical services program. Wellness Resource has been an invaluable tool for employees to save money on a variety of plans such as Dental, Vision and Pharmacy. The key area to this program is Telemedicine: Giving employees and their families 24/7 access to consult with doctors at no cost!
When Alan came over to Financial Guys, he saw an opportunity to provide business owners and their employees with the total package. The Financial Guys Team brings every conceivable employee benefit and service to our clients. The ability to bring an outstanding Benefits and Health Insurance Team, a Pension specialist; Social Security specialist, retirement and financial planners, a College Planning specialist and our in-house attorney is amazing! The Financial Guys are bringing Employee Benefits to an unparalleled level!
Alan has been a Board member and Chairman of the Board for the Cheektowaga Chamber of Commerce, a Board member of the Buffalo Niagara Sales & Marketing Executives (BNSME), and a member of the Cheektowaga Police Citizens Advisory Board. He has coached girls’ softball and basketball. Alan is a life-long resident of the Lancaster-Depew, NY area.