Investment Tools

Because we are an independent firm, our access to financial instruments is vast. On the rare occasion that we identify a tool we want but don’t have, we will procure that tool as part of our inventory. As portfolio theory has evolved over time, we help make sure we give our clients access to the most appropriate tools to help them build and preserve their life savings. Many new tools involving stocks, bonds, and hedging, once only available to the super rich and institutions, are now available with much lower minimums than ever before. When appropriate, we make these powerful tools available to our clients.

An abbreviated list of offerings we carry is listed below:

Wealth Management

  • Retirement Income Planning
  • Estate Planning
  • Fee-Based Asset Management
  • Wrap Fee Services
  • Comprehensive Fee-Based Financial Planning
  • Investment Advisory Services


  • Mutual Funds
  • Stocks
  • Bonds
  • Annuities
  • IRA’s (Roth Simple) 401(k)/403(b)/457 Retirement Plan Assistance
  • College Savings Plans


  • Life Insurance
  • Long-Term Care
  • Small & Agri-Business Consulting
  • Buy – Sell Key Man
  • Continuity Planning
  • Family Generation Transition