The Financial Guys Team
Pina Formicola**
Wealth Manager, CSSCS®, Director of Women in Investing
Licenses & Certifications Include:
- Certified Social Security Claiming Strategist
- Series 6
- Series 7
- Series 63
- Series 65
- Life, Health & Accident Insurance
Previously Held:
- Series 24
About Pina Formicola
Overview
Pina Formicola holds an Investment Fiduciary as well as Wealth Manager Accreditation. As the Director of the Woman & Investing Division of The Financial Guys, she brings 30 years of diverse financial expertise to the table. Experience, time, and life’s challenges have led her to believe that better service starts with ongoing knowledge and a genuine passion & desire to help. Having helped institutions, corporations & everyday individuals, she employs a prudent process, utilizing innovative technology to deliver timely advice. Her goal is to guide & implement suitable financial recommendations & strategies
Experience/Career
Raised in Western NY by a widowed immigrant mother, she learned the importance of self-sufficiency, values, family, & the satisfaction that comes from demanding work. Being the first of a generation, she attended and graduated from Alfred Tech & Alfred University earning degrees in Marketing & Finance. Pina ‘s experience included Assistant Vice President at CitiCorp Investment Services Inc.; Vice President of M&T Securities, Inc.; Far East Representative/ Global Research Team with Nasdaq DorseyWright serving institutional clientele such as Saxo Bank, UBS, Credit Suisse. She served on the Board of Technical Analyst Society of Singapore (TASS). Prior to joining TFG, she was the Director of Research Analysis & a Portfolio Manager.
Family/Interests
Pina has a passion for a comprehensive approach to life. Having survived Breast Cancer, she understands the importance of a healthy mind, body, and soul. She stays highly active, ranging from golf, water sports, cycling, and kickboxing to practicing yoga & meditation. To Pina, nothing brings people together like food & in her case, it’s authentic Italian fare. Cooking and spending ample time entertaining is how she spends most weekends. She is a single mom, and her greatest accomplishments include her daughters, Cassandra & Alexa. Lastly, she adores animals – and rears them as “God’s children.” Pina is an active member of the Breast Cancer Coalition of Rochester.
Specialized Services
As a Woman, I represent less than 18% of the population of those working in the Financial Services Industry. Meanwhile, women control more than half of the Wealth in the United States. Having lived & worked extensively abroad, comparably speaking it seems we here in the United States have made it more complex for women to feel adequate at handling Money. AS Director of Woman & Investing here at TFG, my primary goal is to educate, empower, & guide from a common place, and like mind. Ingrained is a format where Women will find Education, Compassion, Empathy, & Consistency; expected & required. No wall street jargon & verbiage; those are off the table. Our Mission is to provide timely discussions spoken in everyday terms; all in an open & relatable format. To learn more, look for our upcoming seminars or feel free to reach out to me for one-on-one consulting
Retirement Consulting Fees
Pina’s knowledge of Technical Analysis drives her genuine desire to help everyday folks make suitable investment decisions and retire with dignity. With most of the investable wealth residing in employer-sponsored plans, our questions are “Who’s managing your 401ks, 403bs, or 457 plans?”. Our process is to utilize three statistically proven Market Drivers: Economic Fundamentals, Technical Environment, and Investor Sentiment. Economic Fundamentals: what is the current business cycle & how to navigate?Technical Trends: to help you know when it looks like you are holding a falling knife. Sentiment Indicators: two of the most dangerous emotions for investors: Fear & Greed. Employing a prudent process, utilizing innovative technology, and delivering timely advice = better outcomes. This is done while reducing risk for you & those that matter to you most. To learn more about this service, please inquire.
Media & Appearances:
Pina was the executive producer – responsible for content & hosting, both live & prerecorded. Programming aired on WHAM/iHeart 1180 am radio:
- Pina’s Prosperity Corner (2021-2024) – a weekly live radio show; offering listeners a chance to call in and ask questions as it pertained to markets, sectors, currencies, interest rates, stocks, financial planning, etc. Listeners were provided unbiased, technically driven responses.
- Formicola’s Weekly Forecast (2017-2020) – a weekly market recap that provided timely, useful market tips and planning strategies.