You’ve saved and invested your whole life to be able to pass your wealth to future generations; why let an unplanned health crisis throw off your entire plan? If you end up requiring a Long Term Level of care, it could seriously affect your goal to pass your wealth on to future generations. With Nursing Homes costing upwards of $12,000 a month and assisted living facilities costing $7,000 a month, your entire life savings can be wiped out in just a matter of years. But fear not, there are some things you can do now to protect your assets and estate from the dreaded Medicaid spend-down*.
The Financial Guys have a curated team of people who can effectively help you plan for the future. For a no-obligation consultation with one of our professionals, call us today at 716-633-1515.
*A Medicaid spend-down is the excess money you have above the Medicaid eligibility threshold.
“Securities offered through Peak Brokerage Services, LLC. Member FINRA /SIPC , Advisory services offered through Independent Solutions Wealth Management LLC., an SEC Registered Investment Adviser.
The Financial Guys and Independent Solutions Wealth Management LLC. are not affiliates of Peak Brokerage Services, LLC.”
So, What is a Certified Social Security Claiming Strategist (or CSSCS)? Certified Social Security Claiming Strategists are individuals who have completed a training course and have gained the proper knowledge to assist you in the area of Social Security claiming.