Certified Social Security Claiming Strategists are individuals who have completed a training course and have gained the proper knowledge to assist you in the area of Social Security claiming. Certified Strategists have studied Social Security, familiarized themselves with the 2000+ filing rules, and have access to technology to find a strategy that best suits you. The CSSCS designation is a unique certification that not all, even many, financial professionals have. Many professionals offer Social Security Claiming guidance, even though they ARE NOT certified in these claiming strategies. Before making your claiming decision, be sure to consult with a certified individual who is well versed in the complexities Social Security brings to the retirement planning process.
We who are certified in Social Security Claiming Strategies have embraced the complexity of this topic. We understand that while wealth accumulation is significant, the distribution phase and retirement income planning are exponentially more important. We believe that we can help mitigate the risks of Longevity, Inflation, and Taxes. All of these things affect whether you sustain your wealth or go broke! If we look through the proper lens, Social Security income can completely change one’s retirement direction.
According to National Institute on Retirement Security, it would appear that we are a nation on a path to disaster! They say that 92% of working households do not save enough. Investors and their financial advisors often focus on the most simplistic method of claiming Social Security benefits called “breakeven analysis.” Essentially, advisors ask their clients when they believe they may die to calculate the highest value they may get out of the Social Security Trust Fund! If that sounds absurd, it is.
Meet with one of our claiming strategists before your begin taking your Social Security benefit. Our goal is to maximize that benefit, so you are set for the long term.
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The Financial Guys and Independent Solutions Wealth Management LLC. are not affiliates of Peak Brokerage Services, LLC.”
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