It may be time to review your Employee Benefits Package to attract and retain top talent.


Save time and money through complete protection for your business and employees with the assistance of our team of professionals.

Retirement Planning

  • 401k plan design
  • Access to multiple providers
  • Lower costs for employer
  • Complete TPA services

Group Health Insurance

  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance

Business Insurance

  • Property Insurance
  • Liability Insurance
  • Workers Compensation
  • Auto Insurance

“Having Brian Janak and The Financial Guys be the ones to handle and focus on gathering all the plan options and then presenting me with all pertinent information saves me from having to go through such a time-consuming process and allows me to concentrate on other aspects of my job; as we all wear multiple hats being a small business. The Financial Guys provide excellent personalized service. Keeping on top of things and sending out any new information or updates that would affect our company and employees. For over 4 years I have completely entrusted them and their team of employees to navigate the never-ending world of finance and insurance benefits and keep us informed; with our company's best interests always at the forefront of their actions.”

Jane Franz | Buffalo Southern Railroad

About Us

Brian Janak

Brian Janak has 20 years of experience in health insurance and employee benefits. He joined The Financial Guys in April 2017 and is one of the founders of The Financial Guys Insurance Agency.

The cost of health insurance is a concern for everyone from employers to employees to retirees. For employers, Brian develops employee benefits packages to help attract and retain employees. We work with the employees to make sure they are selecting the benefits to meet their needs. For Medicare beneficiaries and individuals, Brian identifies the plan to meet their specific needs.

Brian Faraci

Brian joined The Financial Guys Insurance in 2018 as a life-long entrepreneur and local business owner. Brian is passionate about serving the aging population in regards to navigating and researching the best health and life insurance to help fit their lifestyle.

Brian is NY and FLA Life, Health & Accident Licensed, AHIP Certified, and holds independent carrier certifications with all the major insurance carriers in WNY. He strives to ensure that he can provide the best services possible by continuing his education and training to make sure he is up to date with the various policies and procedures.

Charmaine Kaes

Having worked in the retirement plan arena for over 40 years, she is fluent in plan design, plan implementation, and ongoing plan communication and consulting with both business owners and individual employees. As the owner of Retirement Serves Providers, Inc., she is able to offer in-house TPA services which include all phases of Plan Administration. Her company has strived to make plans affordable for every size group and she will work diligently with you to develop a plan that suits your company’s needs and budget.

Michael Sperrazza

Michael Sperrazza is a Registered Representative with the Financial Guys, LLC in Williamsville, New York.
After years of working alongside his father while attending school, Mike decided to pursue a career as a financial advisor, rather than a career in criminal justice. Mike has found that the ideals of integrity, trust, and honesty that pertain to criminal justice, certainly apply in the work of a financial advisor. He loved the opportunity to build relationships with his father’s clients while working to help them achieve their long-term financial objectives.