financial and Investment planning papers and laptop

Financial And Investment Planning in 2021

The year 2020 was a whirlwind, and I'm not sure we should expect much different in 2021. If last year taught us anything, we need to make sure we are financially prepared for economic turbulence.

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Buffalo Western New York 43 North

43 North Gives $10,000 Award To Disgraceful Media Blogger

The Erie County Comptroller’s office announced this week ‘WNY Media,’ a journalist out of WNY, was a recipient of a $10,000 grant. We find it highly alarming that WNYMedia was a recipient of this grant, given the business’s vile nature.

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Retirement Planning

Social Security and “Spousal Only” Benefits using the Restricted Application

The enactment of the Senior Citizens’ Freedom to Work Act of 2000 on April 7, 2000, was significant in that it eliminated the Social Security Retirement Earnings Test (earnings test) for a worker that reached Full Retirement Age (FRA) thereby allowing the worker at FRA to earn as high of an earned income (W2 wages or self-employed net earnings) as they wished, without a reduction in his or her Social Security payment.

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