401k planning tips for companies and business

4 Successful 401k Tips for 2021

With so much confusion in our lives in 2020, it was a challenging year leaving many insecure about what tomorrow would bring. However, it wasn't all bad. Here are some bright spots for 2020 and going into 2021.

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Taking Control of Your 401k

The Financial Guys have the answer you may be looking for when it comes to managing your 401k during a recession. Watch the video here for details.

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Financial And Investment Planning in 2021

The year 2020 was a whirlwind, and I'm not sure we should expect much different in 2021. If last year taught us anything, we need to make sure we are financially prepared for economic turbulence.

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Retirement Planning

Social Security and “Spousal Only” Benefits using the Restricted Application

The enactment of the Senior Citizens’ Freedom to Work Act of 2000 on April 7, 2000, was significant in that it eliminated the Social Security Retirement Earnings Test (earnings test) for a worker that reached Full Retirement Age (FRA) thereby allowing the worker at FRA to earn as high of an earned income (W2 wages or self-employed net earnings) as they wished, without a reduction in his or her Social Security payment.

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