Changes Coming to Medicare in 2025 | What These Changes Mean for You
With the Medicare Annual Election Period (AEP) quickly approaching, the Centers for Medicare & Medicaid Services have announced major changes for 2025. How will this impact your healthcare coverage? Co-pays? Part D prescription cost? Benefits?
Brian Janak On Urgent Care Closures
Starting in 2024, WellNow Urgent Care facilities will no longer be accepting Excellus insurance. This development is poised to impact many individuals who rely on these urgent care services in Western New York and beyond.
How Does Insurance Play A Role In A Solid Financial Plan?
Insurance. You can insure almost anything nowadays from cars to card collections to your life. Within each category, there are tons of policies, companies, and factors to consider, which can make it extremely difficult to know what to buy and what not to buy.
How To Save Money On Your Insurance and Be Safe This Holiday Season
Holidays are always the most expensive time of the year; by saving money on your home and auto insurance, you can help ease the burden of holiday expenses.
Hurricane Isaias Grows Stronger. Are You Prepared?
Hurricane Isaias is now a Category 1 and continues to strengthen over the Bahamas. With the way 2020 has gone thus far… If you haven’t started your storm season preparations, now is the time.
Insurance Coverage During Coronavirus, What You Need To Know
The Coronavirus Pandemic has been an overwhelming time for everyone. With ‘social distancing’ guidelines keeping people home, we find ourselves with more time on our hands.
How Does Coronavrius Affect My Medicare?
We don’t often see a global pandemic of this scale. But once in a while, it does happen, and it throws everything into chaos. The Coronavirus is no different. Your health is priority #1 when dealing with a global pandemic, especially if you are elderly. A question that is often asked is, “Am I prepared […]
A Message From Charlie Sperrazza Regarding Life Insurance
One of the biggest fears that are plaguing the minds of everyone, besides the crazy volatility of the market is the Coronavirus and how the virus is even more of a concern to the elderly. Lately it seems that a lot of people are making quick and rash decisions with their insurance because of panic […]
Why It Is Important To Shop For Home and Auto Insurance Regularly
It is important you actively shop your auto and home policy every few years. There are many reasons to do so: price shopping, updating coverage, and updating policies to reflect any changes since inception. Often we see that people settling with their policy and never looking back. Coverage becomes out of date; prices increase significantly, […]