Hear From Russ Gaiser on “Upper-Class Social Security” | Yahoo!Finance Article Feature
Russell E. Gaiser III shares his insights that the next president will not affect the 2025 Social Security adjustments, “The president does not factor into this number; whoever is in office has no impact on COLA unless their policy decisions directly lead to higher or lower inflation,” Gaiser III said. You can read the full article here.
Supposedly Irresponsible Millennials and Gen Xers are Better Prepared for Retirement
Financial Advisor Russell Gaiser III, was featured in both a Yahoo! Finance article and a Fortune Article explaining why Millennials and Gen Xers are prepared for retirement vs previous generations.
Vanguard Study Finds Millennials on Track for Better Retirement Compared to Boomers
In a recent FinancialPlanning.com article, Financial Advisor Russell Gaiser III, explains why millennials may have better retirement planning strategies than boomers. Technology such as auto-enrollment plays a key role in why millennials are in better shape than they think.
Signs That You’ll Never Be Able to Retire
Financial advisor, Russ Gaiser was featured in AARP in a recent article about knowing the signs that you may never retire. Russ explains some things you need to know regarding retirement and what planning is essential. Here is what Russ has to say in the article.
44% of Young Adults Want To Retire at 60, But Few Are On Track. Are You?
Financial advisor, Russell Gaiser was featured in a recent CNBC article to talk about what it takes to retire at the age of 60. The article states that 44% of young adults in their 20s and 30s want to retire at 60 but are not on track to reach that goal. Russell Gaiser shares his thoughts.
Study Finds Poor Investing Moves Are Hurting Millennials Retirement Strategy
Financial advisor, Russell Gaiser was featured in a recent Yahoo! Finance article discussing millennial retirement strategies. Russell points out the poor investing moves millennials are doing that can harm their retirement savings. Here is what Russell had to say about millennial retirement savings and why they seem to struggle.
Financial And Investment Planning in 2021
The year 2020 was a whirlwind, and I’m not sure we should expect much different in 2021. If last year taught us anything, we need to make sure we are financially prepared for economic turbulence.
5 Retirement Planning Tips to Ensure A Prosperous Retirement
Are you starting to think about retirement? Before you get too carried away daydreaming about your toes in the sand, there are several things to keep in mind. Review these five retirement planning tips to ensure a prosperous retirement.
Retirement Earnings Planning – Things To Consider Before Retirement
The Retirement Earnings Test (“Earnings Test”) applies to individuals who are taking a retirement income benefit, but who have not yet reached Full Retirement Age (FRA).
Social Security and “Spousal Only” Benefits using the Restricted Application
The enactment of the Senior Citizens’ Freedom to Work Act of 2000 on April 7, 2000, was significant in that it eliminated the Social Security Retirement Earnings Test (earnings test) for a worker that reached Full Retirement Age (FRA) thereby allowing the worker at FRA to earn as high of an earned income (W2 wages or self-employed net earnings) as they wished, without a reduction in his or her Social Security payment.