Affordable Care Act (ACA or Obamacare)

The Affordable Care Act is for individuals who are not Medicare or Medicaid eligible and are not covered under a group/employer plan. Insurance is provided by private companies specific to your state residence. There is an annual enrollment period (Nov. 1 through Jan. 31), as well as special enrollment periods (depending on circumstance) you may be eligible to enroll. Certain individuals may be eligible for federal subsidy based on income.