Changes Coming to Medicare in 2025 | What These Changes Mean for You

With the Medicare Annual Election Period (AEP) quickly approaching, the Centers for Medicare & Medicaid Services have announced major changes for 2025. How will this impact your healthcare coverage? Co-pays? Part D prescription cost? Benefits? 

Brian Janak On Urgent Care Closures

Starting in 2024, WellNow Urgent Care facilities will no longer be accepting Excellus insurance. This development is poised to impact many individuals who rely on these urgent care services in Western New York and beyond.

Insurance Coverage During Coronavirus, What You Need To Know

The Coronavirus Pandemic has been an overwhelming time for everyone. With ‘social distancing’ guidelines keeping people home, we find ourselves with more time on our hands.

A Message From Charlie Sperrazza Regarding Life Insurance

One of the biggest fears that are plaguing the minds of everyone, besides the crazy volatility of the market is the Coronavirus and how the virus is even more of a concern to the elderly. Lately it seems that a lot of people are making quick and rash decisions with their insurance because of panic […]