Financial And Investment Planning in 2021
The year 2020 was a whirlwind, and I’m not sure we should expect much different in 2021. If last year taught us anything, we need to make sure we are financially prepared for economic turbulence.
5 Retirement Planning Tips to Ensure A Prosperous Retirement
Are you starting to think about retirement? Before you get too carried away daydreaming about your toes in the sand, there are several things to keep in mind. Review these five retirement planning tips to ensure a prosperous retirement.
How Does The CARES Act Affect Your Business or 401k Plan?
As a business owner or 401(k) plan it is essential to understand how the Coronavirus Aid, Relief, and Economic Security (CARES) Act can affect you.
Retirement Earnings Planning – Things To Consider Before Retirement
The Retirement Earnings Test (“Earnings Test”) applies to individuals who are taking a retirement income benefit, but who have not yet reached Full Retirement Age (FRA).
Social Security and “Spousal Only” Benefits using the Restricted Application
The enactment of the Senior Citizens’ Freedom to Work Act of 2000 on April 7, 2000, was significant in that it eliminated the Social Security Retirement Earnings Test (earnings test) for a worker that reached Full Retirement Age (FRA) thereby allowing the worker at FRA to earn as high of an earned income (W2 wages or self-employed net earnings) as they wished, without a reduction in his or her Social Security payment.
Spousal Benefits for Independently Entitled Divorced Spouse (IEDS)
Spousal benefits for the Independently Entitled Divorced Spouse (IEDS) are the benefits to which an individual may be entitled based on his or her ex-spouse’s record while that ex-spouse is still living
Are You Prepared For The Secure Act?
January 1st, 2020 was the start of a new law that was written on December 20th, 2019. This new law would be known as the SECURE Act. Secure is acronym for Setting Every Community Up for Retirement Enhancement. The SECURE Act is geared toward making retirement easier for Americans. But what does this mean for […]