Everything You Need to Know about Medicare’s Annual Enrollment Period.
Brian Faraci, President of The Financial Guys Insurance Agency, sat down with WNY Living to discuss why it is so crucial that you review your Medicare plan this year. The Financial Guys have become a trusted voice for seniors and families across Western New York, and with major plans in the area being discontinued effective January 1, 2026, Brian emphasizes the importance of sitting down with a professional and discussing your options during the Annual Enrollment Period. If you do not select a new plan, you will be automatically returned to Original Medicare (Parts A & B only). Please note that Original Medicare does not include prescription drug coverage. To avoid a coverage gap, it’s essential to review your options and select a new plan before the end of the year.
Meeting the Needs of the Senior Community
With more than 25 years of experience in the financial and insurance industry, The Financial Guys are laser‑focused on serving one of the most vulnerable and often underserved groups: those approaching or already in retirement. According to their mission statement, the core goal is simple:
“To provide our clients with the highest standard of service and care—always.”
Brian highlighted how he and his team guide clients through the complexities of Medicare, including Parts A, B, C (Medicare Advantage), and D, while also offering the option to integrate retirement income, Social Security, and insurance needs all under one roof. Their “Medicare Made Easy” approach is designed for peace of mind during what can be a stressful time for a lot of people.
Why Local Seniors Trust The Financial Guys
- Personalized service: Beyond policy comparisons, TFGIA reviews clients’ actual networks of doctors, prescriptions, upcoming procedures, and unique healthcare needs to find the best‑fit solution for your individual needs.
- Full-service support: From individual plans to employee benefits, the agency offers a one-stop solution that lets clients skip the carrier shopping hassle.
- Family values at the forefront: The segment highlighted how the impact of retirement and health decisions extends across families and multiple generations, driving TFGIA’s commitment to holistic planning.
One client testimonial featured in the story summed it up nicely:
“He saved me $, reduced my worry, and handled everything for me. I would highly recommend him.”
What It Means for You
If you’re at the retirement threshold, or have loved ones who are, the WNY Living interview offers three key takeaways:
- Planning is more than picking a plan, it’s aligning coverage with your entire lifestyle.
- Integration matters, when Medicare, Social Security, and supplemental insurance work together, you avoid costly gaps or flubs.
- Local expertise counts; having a team accessible in the community can make a real difference in outcomes and service.
TFGIA’s leadership emphasized that no question is too small, and they encourage anyone who’s been putting off these decisions to request their free Medicare Education Kit or schedule a complimentary review. However, appointment slots are filling up quickly so if you are interested in meeting with one of our agents, act fast!
Retirement isn’t just about stopping work; it’s about protecting your health, preserving your wealth, and maintaining your independence. The Financial Guys Insurance Agency makes it clear that building a meaningful plan today can spare you stress tomorrow.
