The Financial Guys
How to Make Your Savings Last with A Certified Social Security Claiming Strategist
- ,
- , Social Security
Share this post
So, What is a Certified Social Security Claiming Strategist (or CSSCS)?
Certified Social Security Claiming Strategists are individuals who have completed a training course and have gained the proper knowledge to assist you in the area of Social Security claiming. Certified Strategists have studied Social Security, familiarized themselves with the 2000+ filing rules, and have access to technology to find a strategy that best suits you. The CSSCS designation is a unique certification that not all, even many, financial professionals have. Many professionals offer Social Security Claiming guidance, even though they ARE NOT certified in these claiming strategies. Before making your claiming decision, be sure to consult with a certified individual who is well versed in the complexities Social Security brings to the retirement planning process.
What makes us different?
We who are certified in Social Security Claiming Strategies have embraced the complexity of this topic. We understand that while wealth accumulation is significant, the distribution phase and retirement income planning are exponentially more important. We believe that we can help mitigate the risks of Longevity, Inflation, and Taxes. All of these things affect whether you sustain your wealth or go broke! If we look through the proper lens, Social Security income can completely change one’s retirement direction.
Claiming Outlook.
According to National Institute on Retirement Security, it would appear that we are a nation on a path to disaster! They say that 92% of working households do not save enough. Investors and their financial advisors often focus on the most simplistic method of claiming Social Security benefits called “breakeven analysis.” Essentially, advisors ask their clients when they believe they may die to calculate the highest value they may get out of the Social Security Trust Fund! If that sounds absurd, it is.
Call us today.
Meet with one of our claiming strategists before your begin taking your Social Security benefit. Our goal is to maximize that benefit, so you are set for the long term.
Check out these videos for more information on Social Security Optimization
“Securities offered through Peak Brokerage Services, LLC. Member FINRA /SIPC , Advisory services offered through Independent Solutions Wealth Management LLC., an SEC Registered Investment Adviser.
The Financial Guys and Independent Solutions Wealth Management LLC. are not affiliates of Peak Brokerage Services, LLC.”
Share this post
Protect Your Home and Vehicle from Buffalo’s Harsh Winter
Buffalo winters are unpredictable. One mild week can be followed by a major storm, heavy ice, or deep-freeze temperatures. These late-season storms often catch people off guard, especially if they assume the worst has already passed.
The reality? Some of the most costly damage happens when homeowners and drivers let their guard down mid-season.
No Tax on Tips & Overtime | The Biggest Wins for Families in Trump’s Big Beautiful Bill
As the year comes to a close, the One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, stands out as one of the most significant financial developments of the year. For everyday families, retirees and workers, 2026 will look far more favorable than it would have without the OBBBA and here’s why…
When Electric School Buses Meet Harsh NY Winters
Parents in Western New York School districts are growing increasingly frustrated with the electric school bus takeover. With reports from students that the heat was turned off during cold Buffalo winter days to save energy, are these buses truly more efficient for the schools?
